Local-first personal finance
Oliv is an offline, private finance app for people who have outgrown budgeting apps and spreadsheets. Track every account, optimize your capital, and grow your net worth — with every byte stored on your own machine.
Open source, forever. Prefer to compile it yourself? It's free.
Beyond budgeting
Budgeting apps tell you where the money went. Oliv is built for the next stage: growing it, structuring it, and seeing all of it in one place.
Track net worth across years, not months. Watch the long curve of investments, retirement, and cash compound — and catch the months where it stalls.
See your capital profile at a glance: how much is working, how much is idle, and how much is debt. Rebalance with intent instead of guesswork.
Checking, brokerage, retirement, credit cards, cash — every account in one ledger, with balance sheets, cash flow, and portfolio views built in.
A look inside
The cash flow view overlays income and spending over any horizon — this year, two years, all time — so trends surface instead of hiding in monthly snapshots.
The capital profile shows the composition of your net worth — investments, cash, retirement, and the small red sliver of debt you're working to shrink.
Oliv reads your transaction history and surfaces recurring charges with amounts and due dates — gym, internet, utilities — so nothing lands as a surprise.
Local-first by design
No cloud sync. No accounts. No analytics. Oliv is a desktop application in the original sense: software you own, holding data you own.
Every feature runs entirely on-device. Unplug the network cable and Oliv doesn't notice — there's nothing to phone home to.
Your data lives in a single local database file. Copy it, back it up, encrypt it, move it between machines — it's yours, in the plainest sense.
Bring in transaction history from CSV exports, and take everything out again whenever you like. No lock-in, ever.
The entire source is public. Verify exactly what the app does with your data — or compile your own copy from scratch.
One price, no subscriptions
Like a good bottle of olive oil, Oliv doesn't come with a monthly fee.
For tinkerers and the terminally curious.
Signed, ready-to-run builds — no compiler required.
Questions
No. Oliv has no servers, no accounts, and no network features. All data is stored in a local database file on your computer.
A perpetual license to the prebuilt application: unlimited downloads, unlimited installs, on any device you own, indefinitely. It's a one-time purchase — there is no subscription.
You don't have to. The source is free to compile yourself. The paid copy is for people who'd rather skip the build toolchain — and it funds ongoing development.
Windows and Linux today. Your database file is portable between both.
Yes — Oliv imports transaction history from CSV exports, which nearly every bank and finance app can produce. Exporting your data back out is just as easy.